If you are looking to buy a new home through shared ownership in England, Sanctuary Homes offer a Shared Ownership scheme. The Shared Ownership scheme enables buyers to purchase a share of the value of the home - this is usually between 25 to 75 percent of the value of the property - and pay a subsidised rent on the remaining portion.

When you can afford to, you can increase your share and buy your home in stages; this is known as staircasing. After a qualifying period, you may even be able to buy your home outright. Regardless of the size of the share you buy, you are a homeowner.

To be eligible for the Shared Ownership scheme, you generally need to meet the following criteria:

  • Your annual household income can be no more than £80,000 (£90,000 in London).
  • You should be unable to purchase a home suitable for your needs without assistance.
  • You cannot be a current homeowner (or be named on the deeds of another property).
  • You must not have any outstanding credit issues (i.e. unsatisfied defaults or county court judgments).

If you meet the above criteria, you will need to complete a shared ownership application form (PDF 243KB) so we can ensure you are fully eligible. Alternatively, you can get in contact with us for further advice.


For help finding your brand new home, call our team on 0800 916 1444 or Contact us